As a private home owner there are a number of options available too you if you wish to change your housing situation already covered in this information section.
This section covers other options also available to you if you are, or are wanting to become, a home owner.
You can speak to your mortgage provider and ask for a holiday from paying your mortgage.
You could also apply for support to pay the interest on your mortgage on GOV.UK.
If you can not afford to keep your home safe, warm or weatherproof, you may be eligible for a Home Improvement Assistance loan.
You only own a leasehold property for a fixed period of time.
You’ll have a legal agreement with the landlord (sometimes known as the ‘freeholder’) called a ‘lease’. This tells you how many years you’ll own the property.
Ownership of the property returns to the landlord when the lease comes to an end.
Most flats are leasehold. Houses can be leasehold too and usually are if they’re bought through a shared ownership scheme.
Leeds Homeshare helps an older person with every day tasks while sharing their home at a discounted rent.
Homeshare matches someone who needs some help to live independently in their own home (Homeowner) with someone who has a housing need (Homesharer).
A homeshare gives you:
- great value accommodation
- a friendly and homely place to live
- the chance to help someone keep their independence
- a rewarding experience that looks great on your CV
- a way to learn new life skills and make a new friend