A Will is a paper that says what should happen to your money and things after you die. It is important to make one, even if you think you do not have much.
Why it matters:
If you do not make a Will, the law decides who gets your things. This may not be what you want.
If you have children, a Will helps make plans for who cares for them if something happens to you.
A Will can help lower the tax that needs to be paid after you die.
You can write a simple Will yourself. But it is best to get help from a solicitor if:
You own a home with someone who is not your husband, wife, or civil partner
You want to leave something to someone who needs extra care
You have a big family and want things to feel fair
Solicitors and Will writing services can cost a lot of money, but there are free options.
Free Wills Month
If you are aged 55 or over, you can get a simple Will written or updated for free.
Free Wills Month is a scheme run by charities. The charities help pay a local solicitor to write your Will.
There are only a small number of appointments each time, so you should sign up early.
Charitable Will Writing Services
Many charities can help you write or update your Will for free.
If your Will is simple, you usually do not have to pay.
If it is more complicated, you may need to pay a bit. This will be agreed between you and the solicitor. For example, adding a Power of Attorney (a legal paper that lets someone you trust make choices for you if you cannot) may cost extra.
You can choose to leave the charity a gift in your Will, but you do not have to.
Notes about any medical care you do or do not want in the future. This is called a Living Will (an advance decision).
This is only a starting point. You may want to add more.
If you have a pet, write down the name and address of your vet. Also write what you want to happen to your pet and how they should be looked after. You can also register you and your pet with a charity to ensure that someone will be there for your pet after you are gone.
Some people like to make plans for what happens after they die. This can include planning their own funeral. Not everyone wants to do this, and that is okay.
Planning a funeral can be simple. Making plans can help your family and friends remember you in a special way. You can choose what you want. You can even pay for it before you die if you want to.
Afuneral director is someone who helps plan and organise funerals. They can give advice and help with costs. There are many funeral directors. Try to find one who listens to you and respects your choices.